In the past, Government has tried to provide a health insurance cover to selected beneficiaries either at the State level or National level. However, most of these schemes were not able to achieve their intended objectives. Often there were issues with either the design or implementation of these schemes.
Keeping this in mind, the government launched the Rashtriya Swasthya Bima Yojana (National Health Insurance Scheme) formally on October1, 2007, but its implementation started in April, 2008. Its objective is to provide health insurance coverage and protection from financial liabilities arising out of health shocks that involve hospitalization, for Below Poverty Line families.
Beneficiaries need to pay only Rs. 30/- as registration fee while Central and State Government pays the premium to the insurer selected by the State Government on the basis of a competitive bidding.